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Post by kitcarguy on Nov 1, 2011 12:42:47 GMT -5
Just curious who everyone is using to insure they bradley. What sort of coverages do you carry and what do they value the vehicle at?
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Post by centralvalleygter on Nov 1, 2011 13:22:03 GMT -5
Not all insurance companies are willing to deal with kit cars. I use State Farm and it seems that a previous survey on this board found that State Farm was the most common carrier because of their willingness to cover kit cars. I only have PLPD on mine, so value is not an issue. Grundy will insure specialty cars and will work with the owner to establish an agreed to value (they are not overly tied to the true market value).
Regards.....
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Post by kitcarguy on Nov 1, 2011 14:15:16 GMT -5
I just got a quote for Hagerty. It was for $8000 coverage for 271 a year. I know $8k is high but I was curious what they come back with after they see photos. What is interesting is they will also insure a car that is in the build stage such as mine
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Eric A
Full Member
It's an obsession not an investment!
Posts: 223
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Post by Eric A on Nov 1, 2011 14:58:40 GMT -5
I have Hagerty also $102 a year.
Eric
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Post by horen2tas on Nov 1, 2011 15:27:29 GMT -5
I have Hagerty for my GT2, covered for $10,000 cost $285.00 year
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Post by mrbigh on Nov 1, 2011 19:19:22 GMT -5
Hagerty didn't want to insure mine because I do not have a building where to garage my GT II.
Currently GEICO is my carrier @ $345 x 6 months
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Post by kitcarguy on Nov 1, 2011 20:03:16 GMT -5
I checked geico. To be honest I am getting a little tired of them. I have 2 policys with them now and they wanted to add another 400 or so for 6 months to insure the bradmark (bradley/kelmark)  for 271 for the year it is a no brainer for me |
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Post by Charles Thomas on Nov 2, 2011 15:20:49 GMT -5
I had Geico previously, and they refused to cover my last kit car.
Well, actually, they covered it, i paid them for a year, then when someone vandalized my car they claimed they didn't know it was a kit car.
It was a Manx buggy, and registered as such. Even said 'homebuilt' on the insurance cards. I ended up having to threaten to press charges, I got $200 for the windshield and cut my losses and changed insurance.
I currently use USAA, they cover the GT at $7000 for $390 a year. full coverage, with minimal roadside assistance. And their people have actually inspected my P.O.S. car (at my request) and said they'd cover it.
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Post by kitcarguy on Nov 2, 2011 15:40:19 GMT -5
I just got a call from Hagerty. The price was dropped from 271 to 220 a year.
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Post by horen2tas on Nov 2, 2011 16:29:46 GMT -5
What is the total value that they are covering, still the $8,000?
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Zmud
Junior Member
Posts: 57
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Post by Zmud on Nov 3, 2011 23:10:41 GMT -5
I have statefarm with antique insurance with 15k coverage for $78.82 every 6 months.
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JohnDriver
Junior Member
life is what happens while you make other plans
Posts: 63
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Post by JohnDriver on Nov 8, 2011 13:27:36 GMT -5
I had my gt insured with geico(as a 1968 vw conv.) but dropped it when the car went into storage.
then I got my 87 honda accord stretch limo. they said they willnot cover commercial vehicles. even if privately owned. also the will drop you/not payout on any vehicle with more than $5k in modifications/addons.
so the custom paint and wheels/stereo in my wifes pt cruiser almost made the car uninsurable.(with geico)
in the future. I will probably go with haggerty for my specialty cars .
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Post by smyrnaguy on Nov 8, 2011 17:18:46 GMT -5
I don't have either of my Bradleys insured yet but I will probably go with Grundy. My Hupmobile cost me $171 a year for full coverage with $25k value. The car does have to be garage kept.
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Post by kitcarguy on Nov 8, 2011 19:32:15 GMT -5
Honda accord stretched limo. Really? I want to see!
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JohnDriver
Junior Member
life is what happens while you make other plans
Posts: 63
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Post by JohnDriver on Nov 9, 2011 7:16:29 GMT -5
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Post by kitcarguy on Nov 9, 2011 7:57:22 GMT -5
Well just when you thought you seen it all..lol
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Post by taxmannh on Nov 26, 2011 8:04:26 GMT -5
I have Progressive here in Florida and it runs me around $350 per year. It is treated as a standard auto policy no restrictions on use. Grundy turned me down because I had a registered Subaru Brat that was older than the Bradley I needed to insure. Haggerty the same thing and Geico wouldn't insure unless they had all my autos which I didn't want to do at the time. Grundy is is usually the best option price wise and the fact they cover the stated value. Garaging for some in Florida can be a problem.
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stevevw
Full Member
Part VW part Porsche , all Bradley
Posts: 117
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Post by stevevw on Nov 26, 2011 18:16:13 GMT -5
Hagerty would not touch me because my daily driver was too old 69 bug and my bus 77 still too old . So I am stuck with Allstate and having to suspend when not driving them other wise they charge me Like I am driving all 3 cars at once .....
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Post by mwilson on Dec 5, 2011 18:49:28 GMT -5
I'm insured through USAA. I want to say $250 a year.
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